Entrepreneurship and financial inclusion

Recommended readings on entrepreneurship and financial inclusion.

If you would like to cite this page, we suggest the following formulation: The Partnership for Economic Policy (PEP) Recommended Readings: Entrepreneurship and Financial Inclusion Page.

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General

Reference

Link

Agbeibor Jr., W. (2006). Pro-poor Economic Growth: Role of Small and Medium Sized Enterprises. Journal of Asian Economics, 17(1), 35–40.

https://doi.org/10.1016/j.asieco.2006.01.005

AHAIBWE, G., & KASIRYE, I. (2015). Creating Youth Employment through Entrepreneurship Financing: The Uganda Youth Venture Capital Fund. In Economic Policy Research Centre (EPRC), Working Paper Series (Issue 122).

https://www.africaportal.org/publications/creating-youth-employment-through-entrepreneurship-financing-the-uganda-youth-venture-capital-fund/

Akhtar, N., Farooq, S., Yamin, F., Amin, R., & Waseem, A. (2016). Youth Employment and Entrepreneurship: A Case Study of the Punjab Province, Pakistan. PEP Community Based Monitoring System.

https://www.semanticscholar.org/paper/Entrepreneurial-Intentions-among-University-of-a-of-Aslam-Awan/36369eb30c0332510a0298c538a54b80f3b770d4

Alghaith, S., & Kodrich, K. (2016). Understanding Kuwaiti women entrepreneurs and their adoption of social media: A study of gender, diffusion, and culture in the Middle East (Vol. 10138045) [Colorado State University].

https://mountainscholar.org/handle/10217/173380

Amponsah, M., Owusu, A. D., & Farhat, M. (2013). Enhancing Productive Firm Assets: A RCT on an Innovative Savings-Loan Product for Female Entrepreneur.

Download

Ashraf, N., Karlan, D., & Yin, W. (2010). Female Empowerment: Impact of a Commitment Savings Product in the Philippines. World Development, 38(3), 333–344.

https://doi.org/10.1016/j.worlddev.2009.05.010

Augsburg, B., De Haas, R., Harmgart, H., & Meghir, C. (2012). Microfinance at the Microfinance at the margin: experimental evidence from Bosnia and Herzegovina vidence from Bosnia and Herzegovina. European Bank for Reconstruction and Development, Office of the Chief Economist.

https://www.ebrd.com/downloads/research/
economics/workingpapers/wp0146.pdf

Babilla, T. K., Kendo, S., Eloundou, M. J. N., & Bilong, A. N. (2016). Macroeconomics Implications of Female Entrepreneurs Facing Financial Frictions to Access to Credit: A DSGE Model Approach in Cameroon. PEP Working Paper, 201602 (MPIA-12617).

https://www.africaportal.org/publications/macroeconomics-implications-female-entrepreneurs-facing-financial-frictions-access-credit-dsge-model-approach-cameroon

Bandiera, O., Buehren, N., Burgess, R., Markus, G., Selim, G., Imran, R., & Munshi, S. (2018). Women’s Empowerment in Action: Evidence from a Randomized Control Trial in Africa. World Bank.

https://doi.org/10.1596/28282

Bashemera, D., Mpeta, D., Benedict, G., Katega, I., Rutasitara, L., & Nhembo, M. J. (2015). The link between youth unemployment and vulnerability in Tanzania: The case of Buloba municipal council and Muleba district council in Tanzania. In PEP Community Based Monitoring System (Issue CBMS-12555).

https://portal.pep-net.org/document/download/30151

Beck, T., Demirguc-Kunt, A., & Levine, R. (2005). SMEs, Growth, and Poverty: Cross-Country Evidence. Journal of Economic Growth, 10(3), 199–229.

https://doi.org/10.1007/s10887-005-3533-5

Beck, T., Senbet, L., & Simbanegavi, W. (2015). Financial Inclusion and Innovation in Africa: An Overview. Journal of African Economies, 24 (suppl\_1), i3–i11.

https://doi.org/10.1093/jae/eju031

Bekele, E., & Worku, Z. (2008). Factors That Affect the Long-Term Survival of Micro, Small and Medium Enterprises in Ethiopia. South African Journal of Economics, 76(3), 548–568.

https://doi.org/10.1111/j.1813-6982.2008.00207.x

Bloom, N., Mahajan, A., McKenzie, D., & Roberts, J. (2010). Why Do Firms in Developing Countries Have Low Productivity? American Economic Review, 100(2), 619–623.

http://ideas.repec.org/a/aea/aecrev/v100y2010i2p619-23.html

Brixiova, Z. (2010). Unlocking Productive Entrepreneurship in Africa’s Least Developed Countries. African Development Review/Revue Africaine de Developpement, 22(3), 440–451.

https://doi.org/10.1111/j.1467-8268.2010.00255.x

Brooks, R. (2002). Why is Unemployment High in the Philippines? International Monetary Fund.

http://econpapers.repec.org/RePEc:imf:imfwpa:02/23

Bruhn, M., Karlan, D., & Schoar, A. (2010). What Capital Is Missing in Developing Countries? American Economic Review, 100(2), 629–633.

http://ideas.repec.org/a/aea/aecrev/v100y2010i2p629-33.html

Bruhn, M., Lara Ibarra, G., & McKenzie, D. (2014). The minimal impact of a large-scale financial education program in Mexico City. Journal of Development Economics, 108, 184–189

https://doi.org/10.1016/j.jdeveco.2014.02.009

Centre, O. D. (2013). Southeast Asian Economic Outlook 2013: With Perspectives on China and India. In Paris and Washington, D.C.: Organisation for Economic Co-operation and Development, 2013, pp. 356

https://www.oecd.org/dev/asia-pacific/saeo2013.htm

Chakravarty, S., Das, S., & Vaillant, J. (2017). Gender and Youth Employment in Sub-Saharan Africa. A Review of Constraints and Effective Interventions. Policy Research Working Paper.

https://elibrary.worldbank.org/doi/abs/10.1596/1813-9450-8245

Chelogoi, S. K., & Tum, E. C. (2013). The Performance of Small Medium Enterprises (SMEs) Operated by Women and Men in the Non-agriculture Role Enterprise in Nandi County, Kenya. International Journal of Research in Commerce, Economics and Management, 3(3), 150–153.

http://connection.ebscohost.com/c/articles/86992750/performance-small-medium-enterprises-smes-operated-by-women-men-non-agriculture-role-enterprise-nandi-county-kenya

Cho, Y., Robalino, D., & Watson, S. (2016). Supporting self-employment and small-scale entrepreneurship: potential programs to improve livelihoods for vulnerable workers. IZA Journal of Labor Policy, 5(1), 1.

https://doi.org/10.1186/s40173-016-0060-2

Chowdhury, M. J. A., Amin, S., & Farah, T. (2016). Access to microcredit and women’s entrepreneurship: evidence from Bangladesh. PEP Working Paper, 201613 (PMMA-12517).

https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3167252

Cole, S., Sampson, T., & Zia, B. (2011). Prices or knowledge? What drives demand for financial services in emerging markets? The Journal of Finance, 66(6), 1933–1967.

https://doi.org/10.1111/j.1540-6261.2011.01696.x

Daoud, Y., Shanti, R., Kamal, S., & Sarsour, S. (2015). Risk Tolerance, Gender, and Entrepreneurship: The case of the occupied Palestinian territory (oPt). PEP Working Paper, 201511 (PMMA-12400).

https://ideas.repec.org/p/lvl/pmmacr/2015-11.html

Das, A., Chowdhury, M., & Seaborn, S. (2016). ICT Diffusion, Financial Development and Economic Growth: New Evidence from Low and Lower Middle-Income Countries. Journal of the Knowledge Economy, 1.

https://doi.org/10.1007/s13132-016-0383-7

de Andrade, G. H., Bruhn, M., & McKenzie, D. (2016). A helping hand or the long arm of the law? Experimental evidence on what governments can do to formalize firms. World Bank Economic Review, 30(1), 24–54.

https://doi.org/10.1093/wber/lhu008

de Mel, S., McKenzie, D. D., & Woodruff, C. (2013). The demand for, and consequences of, formalization among informal firms in Sri Lanka. American Economic Journal: Applied Economics, 5(2), 122–150.

https://doi.org/10.1257/app.5.2.122

de Mel, S., McKenzie, D., & Woodruff, C. (2009). Are women more credit constrained? Experimental evidence on gender and microenterprise returns. American Economic Journal: Applied Economics, 1(3), 1–32.

https://doi.org/10.1257/app.1.3.1

Decaluwe, B., & Nsengiyumva, F. (1993). Impact of Economic Policies in Credit-Rationed Economy: Illustration with a Real and Financial CGE Model Applied to Rwanda. Laval-Recherche en Politique Economique.

https://ideas.repec.org/p/fth/lavape/9304.html

Demri, I., & Mink, B. P. (2016). Gender, identity, and entrepreneurship: A qualitative study of entrepreneurial women in Silicon Valley (Vol. 10139499) [Fielding Graduate University].

https://acces.bibl.ulaval.ca/login?url=http://search.proquest.com/docview/1820070933?accountid=12008

Drexler, A., Fischer, G., & Schoar, A. (2014). Keeping It Simple: Financial Literacy and Rules of Thumb. American Economic Journal: Applied Economics, 6(2), 1–31.

https://doi.org/10.1257/app.6.2.1

Duflo, E., Banerjee, A. V, Glennerster, R., & Kinnan, C. (2013). The miracle of microfinance? Evidence from a randomized evaluation. MIT Department of Economics Working Paper No. 13-09.

https://doi.org/10.1257/app.20130533

Duflo, E., Kremer, M., & Robinson, J. (2011). Nudging farmers to use fertilizer: Theory and experimental evidence from Kenya. American Economic Review, 101(6), 2350–2390.

https://doi.org/10.1257/aer.101.6.2350

Dupas, P., & Robinson, J. (2013). Savings constraints and microenterprise development: Evidence from a field experiment in kenya. American Economic Journal: Applied Economics, 5(1), 163–192.

https://doi.org/10.1257/app.5.1.163

Falkner, E. M., & Hiebl, M. R. W. (2015). Risk management in SMEs: a systematic review of available evidence. The Journal of Risk Finance, 16(2), 122–144.

https://doi.org/10.1108/JRF-06-2014-0079

Feigenberg, B., Field, E., Pande, R., Rigol, N., & Sarkar, S. (2014). Do group dynamics influence social capital gains among microfinance clients? Evidence from a randomized experiment in urban India. Journal of Policy Analysis and Management, 33(4), 932–949.

https://doi.org/10.1002/pam.21790

Field, E., Pande, R., Papp, J., & Rigol, N. (2013). Does the classic microfinance model discourage entrepreneurship among the poor? Experimental evidence from India. The American Economic Review, 103(6), 2196–2226.

https://doi.org/10.1257/aer.103.6.2196

Fox, L., & Sohnesen, T. P. (2013). Household enterprises in Mozambique: key to poverty reduction but not on the development agenda? In The World Bank, Policy Research Working Paper Series: 6570, 2013. The World Bank, Policy Research Working Paper Series: 6570.

https://doi.org/10.1596/1813-9450-6570

Fox, L., & Sohnesen, T. P. (2016). Household Enterprises and Poverty Reduction in Sub-Saharan Africa. Development Policy Review, 34(2), 197–221.

https://doi.org/10.1111/dpr.12152

García, P. O. (2016). Attitudes of Spanish Young People towards Entrepreneurship in the Context of Crisis. In Revista de Ciencias Sociales (Vol. 22, Issue 1). Universidad del Zulia, Facultad de Ciencias Juridicas.

https://www.researchgate.net/publication/313376257
_Attitudes_of_Spanish_young_people_towards_entrepreneurship
_in_the_context_of_crisis

Gupta, A., Patnaik, I., & Shah, A. (2018). Exporting and firm performance: evidence from India. Indian Growth and Development Review, 12(1), 83–104.

https://doi.org/10.1108/IGDR-04-2018-0036

Harvie, C., & Lee, B.-C. eds. (2005). Sustaining Growth and Performance in East Asia: The Role of Small and Medium Sized Enterprises. In Studies of Small and Medium Sized Enterprises in East Asia. Cheltenham, U.K. and Northampton, Mass.: Elgar, 2005, pp. xix, 372. Studies of Small and Medium Sized Enterprises in East Asia. Cheltenham, U.K. and Northampton, Mass.: Elgar.

https://books.google.ca/books?id=qCqq1imxEIkC&lpg=PR9
&dq=Sustaining%20Growth%20and%20Performance%20in%
20East%20Asia%3A%20The%20Role%20of%20Small%20and%
20Medium%20Sized%20Enterprises&lr&hl=fr&pg=PR4#v=
onepage&q&f=false

Horne, K. N., & Mays, L. (2016). Female entrepreneurial self-efficacy among three ethnicities (Vol. 10108920) [Capella University].

https://search.proquest.com/openview/f8c23bca19b7ca2acd13faf8dcb85295/1?pq-origsite=gscholar&cbl=18750&diss=y

Ikenwilo, D., Olajide, D., Omotosho, K., Ibeji, N., & Obembe, O. (2016). The impact of a rural microcredit scheme targeting women on household vulnerability and empowerment: Evidence from South West Nigeria. In PEP Working Paper (Vols. 2016–01, Issue PMMA-12704).

https://www.africaportal.org/publications/impact-rural-
microcredit-scheme-targeting-women-household-vulnerability
-and-empowerment-evidence-south-west-nigeria/

Kairiza, T., Kiprono, P., & Magadzire, V. (2017). Gender differences in financial inclusion amongst entrepreneurs in Zimbabwe. Small Business Economics, 48(1), 259.

https://doi.org/10.1007/s11187-016-9773-2

Karlan, D., McConnell, M., Mullainathan, S., & Zinman, J. (2014). Getting to the Top of Mind: How Reminders Increase Saving. National Bureau of Economic Research, Inc.

http://ideas.repec.org/p/nbr/nberwo/16205.html

Karlan, D., Ratan, A. L., & Zinman, J. (2014). Savings by and for the Poor: A Research Review and Agenda. Review of Income and Wealth, 60(1), 36–78.

https://doi.org/10.1111/roiw.12101

Karlan, D., & Valdivia, M. (2011). Teaching entrepreneurship: Impact of business training on microfinance clients and institutions. Review of Economics and Statistics, 93(2), 510–527.

https://doi.org/10.1162/REST_a_00074

Kimani, D., Murigi, M., Machio, M. P., & Kariuki, P. C. (2014). Entrepreneurship as a mechanism to address youth unemployment and poverty in Kenya: Case study of Murang’a County. PEP Community Based Monitoring System, CBMS-12896.

https://portal.pep-net.org/public/project/12896

Lai, C. Y., & Chan, C. (2016). Out-of-school youth in Mindanao, Philippines: A case study supporting the upload jobs entrepreneurship-training program (Vol. 10587354) [University of Hawai’i at Manoa].

https://scholarspace.manoa.hawaii.edu/
bitstream/10125/51611/2016-12-phd-lai.pdf

Lemelin, A. (2014). Endogenous savings rate with forward-looking households in a recursive dynamic CGE model: application to South Africa. In CIRANO - Série Scientifique (Vol. s38).

https://doi.org/10.2139/ssrn.2471754

Linda, B., William, J. C., Lawrence, F. K., & Sendhil, M. (2012). Notes on Behavioral Economics and Labor Market Policy. IZA Journal of Labor Policy, 1(1).

https://doi.org/10.1186/2193-9004-1-2

Mano, Y., Iddrisu, A., Yoshino, Y., & Sonobe, T. (2012). How Can Micro and Small Enterprises in Sub-Saharan Africa Become More Productive? The Impacts of Experimental Basic Managerial Training. World Development, 40(3), 458–468.

http://ideas.repec.org/a/eee/wdevel/
v40y2012i3p458-468.html

Mehari, A. T., Feleke, C., Fentaw, H., Geleta, K. M., & Yilma, S. S. (2016). Challenges and Prospects of Entrepreneurship Development and Job Creation for Youth Unemployed: Evidence from Addis Ababa and Dire Dawa City Administrations, Ethiopia. PEP Community Based Monitoring System.

https://www.africaportal.org/publications/challenges-and-prospects-entrepreneurship-development-and-job-creation-youth-
unemployed-evidence-addis-ababa-and-dire-dawa-city
-administrations-ethiopia/

Mohd Khan, S. J., Md Noor, N. S., & Anuar, A. R. (2016). Performance of Youth Entrepreneurs In Malaysia Micro Small and Medium Enterprises. International Journal of Economics and Financial Issues, 6(7S).

https://acces.bibl.ulaval.ca/login?url=http://search.proquest.
com/docview/1846291939?accountid=12008

Morduch, J. (1999). The role of subsidies in microfinance: evidence from the Grameen Bank. Journal of Development Economics, 60(1), 229–248.

https://doi.org/10.1016/S0304-3878(99)00042-5

Morley, J. E., Rolland, Y., Tolson, D., & Vellas, B. (2012). Increasing awareness of the factors producing falls: the mini falls assessment. Journal of the American Medical Directors Association, 13(2), 87–90.

https://doi.org/10.1016/j.jamda.2011.11.002

Nerbonne, J. (2011). The Secret Life of Pronouns. What Our Words Say About Us. Literary and Linguistic Computing, fqt006.

https://doi.org/10.1016/S0262-4079(11)62167-2

Nwosu, E. O., Orji, A., Nnetu, V., & Nwangwu, C. (2014). Is there discrimination against women entrepreneurs in formal credit markets in Nigeria? PEP Working Paper, 201408 (PMMA-12384).

https://doi.org/10.2139/ssrn.2552471

Observing Unobservables: Identifying Information Asymmetries With a Consumer Credit Field Experiment. (2009). Econometrica, 77(6), 1993–2008.

https://doi.org/10.3982/ecta5781

Oloo, G. (2014). An examination of multidimensional poverty profile in limpopo, south africa: implications for the use of cbms generated data for integrated development planning. PEP Community Based Monitoring System, CBMS-12895.

https://doi.org/10.17501/icoss.2017.4105

Onuma, N. (2016). Rationale for Students Preparation and Entrepreneurship Education in the Face of Global Economic Crisis in Nigeria. Journal of Education and Practice, 7(12), 200–204.

https://eric.ed.gov/?id=EJ1099567

Park, C.-Y., & Mercado Jr, R. (2015). Financial Inclusion, Poverty, and Income Inequality in Developing Asia. Asian Development Bank Economics Working Paper Series, 426.

https://doi.org/10.2139/ssrn.2558936

Park, C.-Y., & Mercado, R. V. (2016). Does Financial Inclusion Reduce Poverty and Income Inequality in Developing Asia? In S. Gopalan & T. Kikuchi (Eds.), Financial Inclusion in Asia: Issues and Policy Concerns (pp. 61–92). Palgrave Macmillan UK.

https://doi.org/10.1057/978-1-137-58337-6_3

Perry, G. (2007). Informality: Exit and exclusion. World Bank Publications.

https://doi.org/10.1596/978-0-8213-7092-6

Pocol, C. B., & Moldovan Teselios, C. (2016). Perceptions of the Support Granted to Female Entrepreneurs in Romania: Between Anticipation and Assessment. Studies in Agricultural Economics, 118 (1), 55–60.

https://doi.org/10.7896/j.1603

Premand, P., Brodmann, S., Almeida, R., Grun, R., & Barouni, M. (2016). Entrepreneurship Education and Entry into Self-Employment Among University Graduates. World Development, 77, 311.

https://doi.org/10.1016/j.worlddev.2015.08.028

Raihan, S., Osmani, S. R., & Khalily, M. A. B. (2017). The macro impact of microfinance in Bangladesh: A CGE analysis. Economic Modelling, 62, 1–15.

https://doi.org/10.1016/j.econmod.2017.01.002

Reyes, C., Mandap, A. B., Baris, M., Bancolita, J., Quilitis, J., Sioson, E. P., Leyso, N. L., & Calubayan, S. J. (2013). Remittances, Entrepreneurship and Local Development in the Philippines: A Tale of Two Communities. In PEP Community Based Monitoring System (Issue CBMS-12132013).

/sites/pep-net.org/files/
CBMS/Special_Initiatives/ADB/ADB_ResearchPaper
_04012014.pdf

Sambo, W. (2016). Factors Affecting Youth Entrepreneurship Development within Kibera, Kenya: The Perspective of Entrepreneurship Education. Problems and Perspectives in Management, 14(2), 331–338.

https://pdfs.semanticscholar.org/3d76/
c737236b0a5dcd6b6df3535d5ef1b97a0336.pdf

Seck, A., Araar, A., Camara, K., Diallo, F. L., Diop, N. K. M., & Fall, F. A. (2015). Female Entrepreneurship, Access to Credit, And Firms’ Performance in Senegal. In PEP Working Paper (Vols. 2015–14, Issue PMMA-12576).

https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2681111

Ssekandi, J. N., Kachero, B., Joloba, D., Samuel, G., & Zigiti, Z. (2015). Beyond Technical Skills Training: The impact of Credit Counselling on Entrepreneurial Behavior of Ugandan Youth. PEP Final Report, PIERI-12451.

https://www.africaportal.org/publications/beyond-technical-
skills-training-impact-credit-counselling-entrepreneurial-behavior-ugandan-youth/

Valdivia, M. (2014). Business training plus for female entrepreneurship? Short And medium-term experimental evidence from Peru. Working Papers PIERI.

https://ideas.repec.org/p/lvl/piercr/2014-04.html

Valdivia, M. (2015). Business training plus for female entrepreneurship? Short and medium-term experimental evidence from Peru. Journal of Development Economics, 113, 33–51.

https://doi.org/10.1016/j.jdeveco.2014.10.005

Gender

About

This section on Entrepreneurship and Financial Inclusion is further subdivided into sub-sections around key issues. The readings in the general section include overview articles and reports that provide useful introductory reading. Data sources highlight the nature of the gender gap in entrepreneurship. Key debates in the entrepreneurship literature include the gender gap in entrepreneurship – is it due to characteristics or discrimination? What role do personality differences play? Are women discriminated against in access to capital and credit? How do gender roles determine women’s decision to be entrepreneurs and how does it affect enterprise performance? What role can policy play?

Data Sources and Key Reports

Reference

Link

Bosma, N. and Kelly, D. (2018). Global Entrepreneurship Monitor 2018/19. Global Report and Global Entrepreneurship Research Association. [Report]

https://www.gemconsortium.org/report/gem-2018-2019-global-report

Development Cooperation Ireland and ILO (2006) Women’s Entrepreneurship Development: Capacity Development Guide. [Report]

http://www.ilo.int/wcmsp5/groups/public/---ed_emp/---emp_ent/documents/publication/wcms_116179.pdf

Global Entrepreneurship and Development Institute and the Dell Women’s Entrepreneur Network. (2014.) The Gender Global Entrepreneurship and Development Index (GEDI) Full Report of Findings 2014. [Report]

http://i.dell.com/sites/doccontent/corporate/
secure/en/Documents/Gender-GEDI-Full-Report-2014.pdf

OECD (2012). Closing the Gender Gap: Act Now. OECD Publishing, Paris. [Report]

https://doi.org/10.1787/9789264179370-en

OECD (2020). Gender Equality: Gender equality in entrepreneurship. OECD Social and Welfare Statistics (database). Retrieved on 01 July 2020. [Database]

https://doi.org/10.1787/data-00723-en

World Bank (2021).Women Business and the Law Data for 1971–2020. World Bank Data Catalog. (2020). Retrieved 6 June 2021. [Database]

https://doi.org/10.1007/s11187-005-0259-x

Gender Gaps in Entrepreneurship: Performance

Reference

Link

Bruhn, Miriam, 2009. Female-owned firms in Latin America: characteristics, performance, and obstacles to growth (Policy Research Working Paper No. 5122). The World Bank.  [Working Paper]

http://hdl.handle.net/10986/19961

Coleman, S (2000). Access to capital and terms of credit: a comparison of men- and women- owned small businesses.  Journal of Small Business Management 38(3), 37-52. [Journal Article]

https://www.researchgate.net/publication/
313762277_Access_to_capital_and_terms_of_credit
_A_comparison_of_men_and_women-owned_small_businesses

Fairlie, R., & Robb, A. (2009). Gender differences in business performance: evidence from the Characteristics of Business Owners survey. Small Business Economics, 33(4), 375-395 [Journal Article]

https://doi.org/10.1007/s11187-009-9207-5

Gatewood, E., Brush, C., Carter, N., Greene, P., & Hart, M. (2008). Diana: a symbol of women entrepreneurs’ hunt for knowledge, money, and the rewards of entrepreneurship. Small Business Economics, 32(2), 129-144. [Journal Article]

https://doi.org/10.1007/s11187-008-9152-8

Gottschalk, S., & Niefert, M. (2013). Gender differences in business success of German start-up firms. International Journal of Entrepreneurship and Small Business, 18(1), 15. [Journal Article]

https://doi.org/10.1504/ijesb.2013.050750

Hardy, M., & Kagy, G. (2018). Mind The (Profit) Gap: Why Are Female Enterprise Owners Earning Less than Men? American Economics Review, Papers and Proceedings, 108, 252-255. [Journal Article]

https://doi.org/10.1257/pandp.20181025

Klapper, L., & Parker, S. (2010). Gender and the Business Environment for New Firm Creation. The World Bank Research Observer, 26(2), 237-257. [Journal Article]

https://doi.org/10.1093/wbro/lkp032

Nix, E., Gamberoni, E., & Heath, R. (2015). Bridging the Gender Gap: Identifying What Is Holding Self-employed Women Back in Ghana, Rwanda, Tanzania, and the Republic of Congo. The World Bank Economic Review, 30(3), 501-521. [Journal Article]

https://doi.org/10.1093/wber/lhv046

Sabarwal, S. and Terrell, K. (2009). Access to credit and performance of female entrepreneurs in Latin American (summary). Frontiers of Entrepreneurship Research 29:18, Article 6. [Journal Article]

 

Gender Gap Analyses: Characteristics and Unexplained Gaps

Alesina, A., Lotti, F., & Mistrulli, P. (2013). Do Women Pay More for Credit? Evidence from Italy. Journal Of The European Economic Association, 11, 45-66. https://doi.org/10.1111/j.1542-4774.2012.01100.x [Journal Article]

Borjas, G., & Bronars, S. (1989). Consumer Discrimination and Self-Employment. Journal of Political Economy, 97(3), 581-605. https://doi.org/10.1086/261617 [Journal Article]

Bönte, W., & Piegeler, M. (2012). Gender gap in latent and nascent entrepreneurship: driven by competitiveness. Small Business Economics, 41(4), 961-987. https://doi.org/10.1007/s11187-012-9459-3 [Journal Article]

Caliendo, M., Fossen, F., & Kritikos, A. (2007). Risk attitudes of nascent entrepreneurs–new evidence from an experimentally validated survey. Small Business Economics, 32(2), 153-167. https://doi.org/10.1007/s11187-007-9078-6 [Journal Article]

Caliendo, M., Fossen, F., Kritikos, A., & Wetter, M. (2014). The Gender Gap in Entrepreneurship: Not just a Matter of Personality. Cesifo Economic Studies, 61(1), 202-238. https://doi.org/10.1093/cesifo/ifu023 [Journal Article]

Campa, P., Casarico, A., & Profeta, P. (2009). Gender Culture and Gender Gap in Employment. SSRN Electronic Journal. https://doi.org/10.2139/ssrn.1499654 [Journal Article]

Georgellis, Y., & Wall, H. (2005). Gender differences in self‐employment. International Review of Applied Economics, 19(3), 321-342. https://doi.org/10.1080/02692170500119854 [Journal Article]

Guzman, J., & Kacperczyk, A. (2018). Gender Gap in Entrepreneurship. SSRN Electronic Journal. https://doi.org/10.2139/ssrn.3282574 [Journal Article]

Koellinger, P., Minniti, M., & Schade, C. (2011). Gender Differences in Entrepreneurial Propensity. Oxford Bulletin of Economics and Statistics, 75(2), 213-234. https://doi.org/10.1111/j.1468-0084.2011.00689.x [Journal Article]

Verheul, I., Thurik, R., Grilo, I., & van der Zwan, P. (2012). Explaining preferences and actual involvement in self-employment: Gender and the entrepreneurial personality. Journal of Economic Psychology, 33(2), 325-341. https://doi.org/10.1016/j.joep.2011.02.009 [Journal Article]

Wagner, J. (2006). What a Difference a Y makes-Female and Male Nascent Entrepreneurs in Germany. Small Business Economics, 28(1), 1-21. https://doi.org/10.1007/s11187-005-0259-x [Journal Article]

Gender Differences in Enterprises: Capital and Credit

Aristei, D., & Gallo, M. (2016). Does gender matter for firms' access to credit? Evidence from international data. Finance Research Letters, 18, 67-75. https://doi.org/10.1016/j.frl.2016.04.002 [Journal Article]

Brixiova, Zuzana & Kangoye, Thierry, 2016. Start-Up Capital and Women's Entrepreneurship: Evidence from Swaziland (IZA Discussion Papers 10279) Institute of Labor Economics (IZA). [Working Paper] 

Fiala, N. (2018). Returns to microcredit, cash grants and training for male and female microentrepreneurs in Uganda. World Development, 105, 189-200. https://doi.org/10.1016/j.worlddev.2017.12.027 [Journal Article]

Galli E., Rossi S.P.S. (2016) Bank Credit Access and Gender Discrimination: Some Stylized Facts. In Rossi S., Malavasi R. (Eds.), Financial Crisis, Bank Behaviour and Credit Crunch. Contributions to Economics. Springer, Cham. [Book Chapter]

Giglio, F. (2020). Access to Credit and Women Entrepreneurs:  A Systematic Literature Review. European Research Studies Journal, 23(4), 312-335. https://doi.org/10.35808/ersj/1686 [Journal Article]

Mascia, D. and S.P.S. Rossi (2017) Is there a gender effect on the cost of banking? Journal of Financial Stability 31, 136-153. https://doi.org/10.1016/j.jfs.2017.07.002. [Journal Article]

Moro, A., Wisniewski, T., & Mantovani, G. (2017). Does a manager's gender matter when accessing credit? Evidence from European data. Journal of Banking & Finance, 80, 119-134. https://doi.org/10.1016/j.jbankfin.2017.04.009 [Journal Article]

Muravyev, A., Talavera, O., & Schäfer, D. (2009). Entrepreneurs' gender and financial constraints: Evidence from international data. Journal of Comparative Economics, 37(2), 270-286. https://doi.org/10.1016/j.jce.2008.12.001 [Journal Article]

Reboul, E., Guérin, I., & Nordman, C. J. (2021). The gender of debt and credit: Insights from rural Tamil Nadu. World Development, 142, 105363. https://doi.org/10.1016/j.worlddev.2020.105363 [Journal Article]

Robb, A., & Coleman, S. (2009). The Impact of Financial Capital on Business Performance: A Comparison of Women- and Men-Owned Firms. SSRN Electronic Journal. https://doi.org/10.2139/ssrn.1400742 [Journal Article]

Rosti, L., & Chelli, F. (2005). Gender Discrimination, Entrepreneurial Talent and Self-Employment. Small Business Economics, 24(2), 131-142. https://doi.org/10.1007/s11187-003-3804-5 [Journal Article]

Verheul and Thurik (2001) Start-up capital: Does gender matter? (2001). Small Business Economics 16(4):329-45 [Journal Article]

Gender, Intrahousehold Dynamics and Enterprises

de Mel, S., McKenzie, D., & Woodruff, C. (2008). Returns to Capital in Microenterprises: Evidence from a Field Experiment. Quarterly Journal of Economics, 123(4), 1329-1372. https://doi.org/10.1162/qjec.2008.123.4.1329 [Journal Article]

de Mel, S., McKenzie, D., & Woodruff, C. (2009). Are Women More Credit Constrained? Experimental Evidence on Gender and Microenterprise Returns. American Economic Journal: Applied Economics, 1(3), 1-32. https://doi.org/10.1257/app.1.3.1 [Journal Article]

Berge, Lars Ivar Oppendal, and Armando Jose Garcia Pires. (2015). Gender, Social Norms, and Entrepreneurship (Arbeidsnotat Working Paper 05/15).  [Working Paper]

Bernhardt, A., Field, E., Pande, R., & Rigol, N. (2019). Household Matters: Revisiting the Returns to Capital among Female Microentrepreneurs. American Economic Review: Insights, 1(2), 141-160. https://doi.org/10.1257/aeri.20180444  [Journal Article]

Emran, M., Morshed, A., & Stiglitz, J. (2007). Microfinance and Missing Markets. SSRN Electronic Journal. https://doi.org/10.2139/ssrn.1001309  [Journal Article]

Gender Roles and Social Norms

Babbitt, L., Brown, D., & Mazaheri, N. (2015). Gender, Entrepreneurship, and the Formal–Informal Dilemma: Evidence from Indonesia. World Development, 72, 163-174. https://doi.org/10.1016/j.worlddev.2015.02.019  [Journal Article]

Baughn, C., Chua, B., & Neupert, K. (2006). The Normative Context for Women's Participation in Entrepreneruship: A Multicountry Study. Entrepreneurship Theory and Practice, 30(5), 687-708. https://doi.org/10.1111/j.1540-6520.2006.00142.x  [Journal Article]

Budig, M. (2006). Intersections on the Road to Self-Employment: Gender, Family and Occupational Class. Social Forces, 84(4), 2223-2239. https://doi.org/10.1353/sof.2006.0082  [Journal Article]

Delecourt, S., & Fitzpatrick, A. (2021). Childcare Matters: Female Business Owners and the Baby-Profit Gap. Management Science. https://doi.org/10.1287/mnsc.2021.3976  [Journal Article]

DeMartino, R., & Barbato, R. (2003). Differences between women and men MBA entrepreneurs: exploring family flexibility and wealth creation as career motivators. Journal of Business Venturing, 18(6), 815-832. https://doi.org/10.1016/s0883-9026(03)00003-x  [Journal Article]

Gine, X., & Mansuri, G. (2019). Money or Management? A Field Experiment on Constraints to Entrepreneurship in Rural Pakistan. Economic Development and Cultural Change, https://doi.org/10.1086/707502  [Journal Article]

Jennings, J., & Brush, C. (2013). Research on Women Entrepreneurs: Challenges to (and from) the Broader Entrepreneurship Literature? The Academy of Management Annals, 7(1), 663-715. https://doi.org/10.1080/19416520.2013.782190  [Journal Article]

McGowan, P., Redeker, C., Cooper, S., & Greenan, K. (2012). Female entrepreneurship and the management of business and domestic roles: Motivations, expectations and realities. Entrepreneurship & Regional Development, 24(1-2), 53-72. https://doi.org/10.1080/08985626.2012.637351  [Journal Article]

Institutional Arrangements and Occupational Choice: Policy

Estrin, S., & Mickiewicz, T. (2011). Institutions and female entrepreneurship. Small Business Economics, 37(4), 397-415. https://doi.org/10.1007/s11187-011-9373-0 [Journal Article]

Feldmann, M., Lukes, M., & Uhlaner, L. (2020). Disentangling succession and entrepreneurship gender gaps: gender norms, culture, and family. Small Business Economics. https://doi.org/10.1007/s11187-020-00430-z [Journal Article]

Field, E., Jayachandran, S., & Pande, R. (2010). Do Traditional Institutions Constrain Female Entrepreneurship? A Field Experiment on Business Training in India. American Economic Review, 100(2), 125-129. https://doi.org/10.1257/aer.100.2.125 [Journal Article]

Hook, J. (2010). Gender Inequality in the Welfare State: Sex Segregation in Housework, 1965–2003. American Journal of Sociology, 115(5), 1480-1523. https://doi.org/10.1086/651384 [Journal Article]

Naldi, L., Baù, M., Ahl, H., & Markowska, M. (2019). Gender (in)equality within the household and business start-up among mothers. Small Business Economics, 56(2), 903-918. https://doi.org/10.1007/s11187-019-00275-1 [Journal Article]

Neergaard, H., & Thrane, C. (2011). The Nordic Welfare Model: barrier or facilitator of women's entrepreneurship in Denmark? International Journal of Gender and Entrepreneurship, 3(2), 88-104. https://doi.org/10.1108/17566261111140189 [Journal Article]

Thébaud, S. (2015). Business as Plan B. Administrative Science Quarterly, 60(4), 671-711. https://doi.org/10.1177/0001839215591627 [Journal Article]

Thébaud, S., & Pedulla, D. (2016). Masculinity and the Stalled Revolution. Gender & Society, 30(4), 590-617. https://doi.org/10.1177/0891243216649946 [Journal Article]

Wu, J., & Li, Y. (2019). An Exploratory Cross-Country Analysis of Female Entrepreneurial Activity: The Roles of Gendered Institutions. Entrepreneurship Research Journal, 10(3). https://doi.org/10.1515/erj-2018-0019 [Journal Article]

Other

Banerjee, A., Duflo, E., Glennerster, R., & Kinnan, C. (2015). The Miracle of Microfinance? Evidence from a Randomized Evaluation. American Economic Journal: Applied Economics, 7(1), 22-53. https://doi.org/10.1257/app.20130533 [Journal Article]

Dupas, P., & Robinson, J. (2013). Savings Constraints and Microenterprise Development: Evidence from a Field Experiment in Kenya. American Economic Journal: Applied Economics, 5(1), 163-192. https://doi.org/10.1257/app.5.1.163 [Journal Article]

Floro, M., & Bali Swain, R. (2013). Food Security, Gender, and Occupational Choice among Urban Low-Income Households. World Development, 42, 89-99. https://doi.org/10.1016/j.worlddev.2012.08.005 [Journal Article]

Jayachandran, S. (2020). Microentrepreneurship in Developing Countries. SSRN Electronic Journal. https://doi.org/10.2139/ssrn.3529754 [Journal Article]

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