Is there discrimination against female entrepreneurs in formal credit markets in Nigeria?


Contrary to the results of other recent studies, this PEP-supported local research team - selected for support under the PEP initiative for "Policy Analysis on Growth and Employment" (PAGE), in 2013 - did not find evidence of significant discrimination against women in formal credit markets in Nigeria. However, results from their analysis show that micro/small enterprises are significantly more “credit-constrained” relative to medium enterprises. And the fact that women entrepreneurs are mostly involved in small and micro ventures suggests that access to formal credit is, nonetheless, a big constraint to the growth of women enterprises at that level in Nigeria. This analysis was conducted using data from the 2010 World Bank Investment Climate Survey, conducted among Nigerian enterprises (sample of 1590 firms). Find out more through the following PEP publications:

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