Determinants of financial inclusion among micro and small business youth entrepreneurs: Evidences from Addis Ababa and Shirka Wereda, Ethiopia

I. About CBMS-Ethiopia

Objectives of the Project

  • To provide appropriate information all concerned stakeholders such as governmental institutions, NGOs who may require this information to develop policies. 
  • To create awareness about the relevance of community based monitoring system to improve social welfare and poverty reduction.
  • To introduce a detailed and appropriate survey tools used to collect community, house hold and individual level data.
  • To promote collaboration among major stakeholders of youth financial inclusion through the steering committee established for this project.
  • To recommend new policy issues then follow up to achieve low rate of financial exclusion in the project areas.
  • To explore level of youth (male and female) entrepreneurship in the study area.
  • To measure impact of being financially included on youth (male and female) entrepreneurs’ welfare.
  • To compare the prevalence involuntary and voluntary financial exclusion of youth (male and female) entrepreneurs.
  • To identify which factors are more determinants of inclusive finance among youth micro and small entrepreneurs in the study area.
  • To investigate the relationship between household consumption (outcome variable) and income, household size, average age of household considering two years panel data in Addis Ketema sub-city

II. Institutional Partner

Arsi University is officially established in September, 2014 at the Town of Assela. The establishment of the University boosts the agricultural productivity of the area and it minimizes the costs of the resident to go far away to attend higher education. The University has a plan of becoming among the leading East African Universities and one of the recognized Universities in the world in producing capable professionals by 2033 even though it is a newly stabilized university.

Beginning from its establishment, the University started working closely with the board and local communities by linking them in planning process particularly in problem solving, research and community meeting projects. Accordingly; 86 research and 26 community engagement projects are launched with in the establishment year. 
In addition to research and community engagement the University run teaching and learning activities in six colleges namely; college of Education and Behavioral Sciences, Social Sciences and Humanities college, Agriculture and Environmental Sciences College, College of Health Sciences, College of Business and Economics and Law schools. Engineering, Sport Academy and Natural science colleges will be opened in the coming two years.

The University teaching and referral Hospital which services over 3,000,000 people is being operational with state of the art medical equipment undergoing radical change to provide service. A number of doctors medical are doing their specialization which will add additional effort to the Hospital.

The University also formed strong linkages with some universities abroad in China, USA, Germany, South Korea, and as well as with some research institutes and industries. As very young university much corner stone is laid down but many more remain. Arsi University started two years ago with 10,328 students in 31 undergraduate, and 13 postgraduate programs possessing 650 academic and 1987 administration staff in 5 colleges and one school holding high its strategic plan to be among leading universities in East Africa and be recognized among world class university by 2033. Construction of main campus valued 1.3 Billion birr is among high rising tasks. On top of the current 24 Post graduate (PG) program fields of study it has already readied curriculum and subsidiary documents to commence 10 more PG programs in addition to the numerous undergraduate (UG) programs the university has and prepared documents form to kick-start work. Arsi University has deployed devoted, competent, and disciplined workforce among which 14.5% of them are Ph.D. holders. The university has given a chance for 175 staff on study leave to pursue for their Ph.D. succeeding the plan to raise Ph.D. composition of the staff to 30%. The University has invested over 51.2 million birr for ICT facilities, 21.7 million birr for Agri-lab facilities, 22.8 million for health utility, 2.2 million for books purchase. The University has carried out important activities of the university with regard to university- industry linkage, technology transfer and community services in these years. In this case the Medical College created free medical services for residents in the vicinity of the university working with medical care groups from abroad, Agriculture College worked on special milk cow species insemination service for farmers, vermo compost activities, integrated agriculture, and selected seed expansion among the many activities in these years.

III. Forms, Papers, and Reports

Working Papers

To follow

Policy Brief

To follow

IV. CBMS Core Indicators of Poverty

To follow

V. Contact Information

Inquiries regarding CBMS-Ethiopia may be sent to:
Arsi University
Mailing Address: P.O. Box: 193, Asella
Telephone Numbers: +251-22-331-39-22 and +251-22-331-34-30 
Website: www.arsiun.edu.et
Degife Ketema
Project Leader/Director
Department of Management (Arsi University)
Mailing Address: P.O. box 193, Arsi University, Asela , Ethiopia 
Telephone and Fax Numbers: +251913769262/+251912297540
E-mail Address: deguketema@gmail.com

Research Team Members:

Menen Abate 
Abel Tewelde
Kassahun Mamo
Senayit Seyoum
Hiwot Girma
Eden Gebremikael
Mulugeta Hailemariam


Challenges and Prospects of Entrepreneurship Development and Job Creation for Youth Unemployed: Evidence from Addis Ababa and Dire Dawa city Administrations, Ethiopia

I.    About CBMS-Ethiopia

The proposed project has the objective of establishing CBMS data bank and will conduct a pilot Study investigating the possible challenges and prospects which influence youth unemployment in two main cities of Ethiopia, where unemployment rate is believed to be very high. Data regarding number of dependents, availability of capital, social factors, educational level and others will be taken as an indicator to assess the situation. Then, the data obtained will be processed through Statistical Software Package for Social Scientists (SPSS) or STATA considering multivariate regression model. Finally, the project will recommend possible policy and strategic modifications to stakeholders such as banks, insurers, government, social institutions etc.    

Objectives of the Project

•    To prepare of community poverty and house hold level poverty profile and maps of Addis ketema Sub city Wereda 10(in Addis Ababa) and kebele 01 city  administration & Gedenser rural administration (in Dire Dawa).
•    To prepare local development plan with local officials in Addis Ababa and Dire Dawa based on CBMS and other relevant and related data.
•    To prepare a paper on the analysis of CBMS data to answer the pilot research objectives on the issues of youth employment, which is entirely based on the definitions of labor force, employment and unemployment in Ethiopia, and entrepreneurship.
•    To provide relevant information to governmental and nongovernmental institutions who could make use of the data to develop new policies.
•    To recommend and follow up new policy directions to secure low rate of unemployment in the areas.
•    To check if there  is new policy impact  and  the life of the  society is improving

II. Institutional Partner

The Haramaya University, apart from undergraduate programs, has been highly engaged in the expansion and diversification of graduate programs. Currently, the University offers second degree (M.Sc. / M.Ed.) training programs in 28 fields of study and PhD level training programs in 10 fields of studies.The University has been actively involved in research activities, primarily in the fields of agriculture, since its inception. Through the years, the institution has established linkages with national and international organizations to strengthen its academic, research and outreach activities. Currently, Haramaya University is functioning on three campus premises in different regions; Haramaya Campus, Harar Campus and Chiro Campus.

III. Forms, Papers and Reports

Working Papers

IV. CBMS Core Indicators of Poverty

CBMS Project Site in Gedenser

CBMS Project Site in Wereda

CBMS Project Site in Melka Jebdu


III. Contact Information

Inquiries regarding CBMS-Ethiopia may be sent to:
Haramaya University
Dr. Girma Amente Nono, Head of Institution
Mailing Address: P.O. box 324, Haramaya University, Dire Dawa, Ethiopia 
Telephone and Fax Numbers: +251927962624/+251913073240
E-mail Address: girma_an@yahoo.com
Website: www.haramayauniversity.edu.et
Abel Tewolde Mehari
Project Leader/Director
Lecturer at Department of Management 
Mailing Address: P.O. box 324, Haramaya University, Dire Dawa, Ethiopia
Telephone and Fax Numbers: +228 90021247
E-mail Address: abelmgt2000@gmail.com

Research Team Members:
Wasihun Mohammed 
Usha Rekha
Hayat Fentaw
Christian Feleke 
Kassahun Mamo
Senayit Seyoum



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