Gender and ethnicity-related loan discrimination: A lab-in-the-field experiment in Bolivia

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People belonging to indigenous populations in rural areas of Bolivia are twice as likely as non-indigenous people to live in extreme poverty, furthermore indigenous women have the lowest literacy rate in the country. These factors contribute to Bolivia’s financial inclusion rate being significantly below average for Latin America. A team of local researchers set up an experiment to investigate whether gender and ethnicity could be source of credit access discrimination in Bolivia. The findings indicate that women are more likely to be accepted for a loan than men but that the granting decision is subjective and potentially vulnerable to prejudice.
Find out more about the research methods, findings and policy recommendations in the following PEP publications:

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